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Your insurance company will need to know immediately you have decided to make a claim due to a road accident. Your bike may need to be repaired and you may need to choose a particular repairers.
Your policy may include the provision for a replacement bike. You will need to forward all the details regarding the accident and swap insurance company details with the other party. Many insurers are happy for you to submit a claim form online.
You should always keep your insurance documents in a safe and accessible place.
Causes of accidents;
- Driver distraction, including fiddling with technical devices.
- Driver impairment by tiredness, illness, alcohol or drugs, both legal and illegal.
- Mechanical failure, including flat tires or tires blowing out, brake failure, axle failure, steering mechanism failure.
- Weather conditions rain, ice, or snow making the roads slippery; road damage including pot holes.
- Exceeding safe speed for road conditions.
If you are involved in a road traffic accident the following advice is suggested;
- Don't admit liability.
- Get names and addresses from witnesses.
- Take photos of the scene.
- Make a note of the damage to your and any third party vehicle.
- Get full insurance details of any third parties, along with the Name, Address, and the vehicle registration number.
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